"We will deal with the brigands, your highness." -- Emory

You have a responsibility and face punishment for failure or delay. Discharging the debt may be expensive, risky, or troublesome.

• Deliver an item or message to someone
• Lean on an individual or group
• Promise a favor later for a purchase now
• Swear a magically binding oath

"I kinda told the thieves' guild I'd take care of something" -- Basler

You have significant debts that demand repayment. Your creditor is watching, and their rivals may offer you a devil's bargain to escape.

• Carry out illegal or dangerous activities
• Work with a rival or enemy to achieve a goal
• Sacrifice comrades or principles to avoid punishment